District of Columbia Home Purchase Assistance Program (HPAP)
DC Housing Finance Agency offers Home Purchase Assistance Program (HPAP) to first-time buyers in the District of Columbia: up to $202,000, as a deferred loan.
- Amount
- Up to $202,000
- Kind of help
- Deferred loan
- First-time buyers only
- Yes
How is District of Columbia Home Purchase Assistance Program (HPAP) paid back?
Deferred loan: 0% loan with no monthly payment; the agency pages do not say when it is due.
A deferred loan costs nothing each month, but the whole amount is due when you sell, refinance or pay off the first mortgage.
Who qualifies for District of Columbia Home Purchase Assistance Program (HPAP)?
- Your household income can be up to 110 percent of area median income.
- Only for first-time buyers (usually no home owned in the past three years).
Most limits follow your county and household size. Our HUD income limits lookup shows your area's median income and where your household sits.
How to apply for District of Columbia Home Purchase Assistance Program (HPAP)
- DC Housing Finance Agency pays this help out through its approved lenders, so you apply with one of them, together with your home loan.
- The lender checks your income, credit and the home against the program's rules and reserves the money for you.
- The help is paid at closing, toward your down payment and closing costs.
Read the full rules and whether it is taking applications on DC Housing Finance Agency's page for Home Purchase Assistance Program (HPAP), or pick a lender from the agency's list of participating lenders.
Ask a lender about District of Columbia Home Purchase Assistance Program (HPAP)
Tell us where you're buying and a lender that works with the District of Columbia's programs can tell you whether District of Columbia Home Purchase Assistance Program (HPAP) fits you, and what you could combine with it.
Rather not call? Send your details and the lender will reach you.
Other first-time buyer programs in District of Columbia
- DC Open Doors Down Payment Assistance Loan (DPAL): up to 3.5%, deferred loan.
- DC4ME: up to 3%, deferred loan.
- DC4ME VA Loan Product: up to 3% of the home loan, deferred loan.
All District of Columbia first-time home buyer programs · Down payment assistance in every state