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Oregon Home Ownership Assistance Program (HOAP) / Veteran DPA

Oregon Housing and Community Services offers Home Ownership Assistance Program (HOAP) / Veteran DPA to first-time buyers in Oregon: up to $60,000, as a grant.

Amount
As much as $60,000
Type of help
Grant
Only first-time buyers
Yes

Grant.

You don't repay grant money, provided you follow the rules of the program.

Oregon Home Ownership Assistance Program (HOAP) / Veteran DPA: who qualifies?

  • Veterans and their families only, including a deceased veteran's spouse.
  • The cap on your income is 100% of the median income for your area.
  • First-time buyers only (usually this means no home owned in the previous three years).

In most cases, the limits depend on your county and how large your household is. Use our HUD income limits tool to see the median income for your area and how your household compares.

Oregon Home Ownership Assistance Program (HOAP) / Veteran DPA: how to apply

  1. With your home loan, apply through one approved lender; Oregon Housing and Community Services sends this help through those lenders.
  2. The money is reserved for you after the lender compares your credit, income and the home with the program's rules.
  3. At closing, the funds are applied to your closing costs and down payment.

Find the complete rules and whether applications are open on Oregon Housing and Community Services's page for Home Ownership Assistance Program (HOAP) / Veteran DPA. Or choose one from the agency's participating lender list.

Questions about Oregon Home Ownership Assistance Program (HOAP) / Veteran DPA? Ask a lender

Tell us where you're buying and a lender that works with Oregon's programs can tell you whether Oregon Home Ownership Assistance Program (HOAP) / Veteran DPA fits you, and what you could combine with it.

Call 866-602-7460

Prefer not to call? Pass your details along; the lender will get in touch.

When you send this request, you agree that one mortgage lender who works with these programs may contact you by email, phone or text, including by automated means, about this request. Agreeing is not a condition of any purchase. We are an independent guide, not a lender or a government agency; only that one lender gets your details, and it may pay us for the introduction. See our about page and privacy notice.

More Oregon programs for first-time buyers

Every Oregon first-time home buyer program · Down payment assistance in each state