Home buyer grants for nurses and health care workers
No federal grant is set aside for nurses, but several state housing agencies run programs for health care workers, and nurses qualify for the help every state offers first-time buyers.
- Programs for nurses by state
- In 4 states, 4
- Biggest available amount
- $35,000, Florida
Programs states offer for nurses
| Program | State | Amount | Grant or loan |
|---|---|---|---|
| Florida Hometown Heroes Housing (HTH) Program. Florida Housing Finance Corporation | Florida | The cap is 5% of the home loan, with $35,000 as the top amount. | Deferred loan |
| Georgia Dream Loan Program - Protectors, Educators & Nurses (PEN). Open only to active military, workers in these industries, healthcare providers, educators and public protectors. | Georgia | The cap is 6% of the price, with $12,500 as the top amount. | Repayable loan |
| Delaware Diamonds Home Loan. Open only to veterans, first responders and essential workers in medical and education fields. | Delaware | Up to $10,000 | Forgivable loan |
| Homes for Texas Heroes Home Loan Program. Open only to EMS personnel, firefighters, police officers, teachers and educators, corrections officers, county jailers and military veterans. | Texas | Up to 5% of the home loan | Grant or forgivable loan |
Find each program's income limit, credit score and application steps on its own page. Nurses aren't on HUD's list; the Good Neighbor Next Door program is for emergency medical technicians, firefighters, law enforcement officers and teachers. Outside those states, nurses can use whatever first-time buyer help anyone else can use: find your state or compare every state.
Speak with a lender who handles nurse programs
Tell us where you're buying and a lender that works with your state's programs can tell you which ones fit you, including any for nurses.
Would you rather not call? The lender will reach out if you send your details.