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Wyoming Home$tretch DPA Loan Product

Wyoming Community Development Authority offers Home$tretch DPA Loan Product to first-time buyers in Wyoming: up to $15,000, as a deferred loan.

Amount
As much as $15,000
Form of help
Loan you repay later
Only first-time buyers
Yes, though some exceptions apply
The credit score
At least 620

Deferred loan: a 0% loan you don't pay monthly. Repay it after you sell or refinance, or once its 30 years end.

With a deferred loan there's no monthly cost; selling, refinancing or paying off the first mortgage makes the full balance due.

Wyoming Home$tretch DPA Loan Product: who qualifies?

  • Matches the agency's main home loan: it changes by county and household size.
  • Only first-time buyers: yes, though exceptions exist.
  • Your credit score must be 620 or higher.
  • It's paired with a WCDA First-time Homebuyer, Spruce Up, or Edge loan.

Your county and household size set the exact income limit, which you'll find on the agency's income chart. Use our HUD income limits lookup to see the median income where you live.

Applying for Wyoming Home$tretch DPA Loan Product

  1. This help goes out through approved lenders of the Wyoming Community Development Authority, so you apply through one of them along with your home loan.
  2. Before reserving the money for you, the lender compares the home, your credit and your income with the program's rules.
  3. At closing, the money goes toward your down payment and closing costs.

Check Wyoming Community Development Authority's page for Home$tretch DPA Loan Product for the full rules and whether applications are open. You can also choose a lender through the agency's participating lender list.

Wyoming Home$tretch DPA Loan Product: talk with a lender

Tell us where you're buying and a lender that works with Wyoming's programs can tell you whether Wyoming Home$tretch DPA Loan Product fits you, and what you could combine with it.

Call 866-602-7460

Prefer not to call? The lender will reach you after you send your details.

When you send this request, you agree that one mortgage lender who works with these programs may contact you by email, phone or text, including by automated means, about this request. Agreeing is not a condition of any purchase. We are an independent guide, not a lender or a government agency; only that one lender gets your details, and it may pay us for the introduction. See our about page and privacy notice.

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