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WHEDA Capital Access DPA

Wisconsin Housing and Economic Development Authority offers WHEDA Capital Access DPA to home buyers in Wisconsin: up to $7,500, as a deferred loan.

Amount
As much as $7,500
Type of assistance
Loan with deferred payments
Open to first-time buyers only
No

Deferred loan: a 30-year loan charging 0% interest, with nothing to pay each month.

You make no monthly payment on a deferred loan, but selling, refinancing or paying off the first mortgage means the full amount comes due.

Who is eligible for WHEDA Capital Access DPA?

  • WHEDA's own household income limits apply, and they're usually lower.
  • Being a first-time buyer isn't required.
  • This help is tied to a first mortgage that's either WHEDA Advantage Conventional or WHEDA Advantage FHA.

Your county and household size set most limits. Use our HUD income limits lookup to see the median income for your area and how your household compares.

Applying for WHEDA Capital Access DPA

  1. You apply for this help with your home loan through an approved lender, since Wisconsin Housing and Economic Development Authority pays it out that way.
  2. After making sure your income, credit and the home meet the program's rules, the lender reserves the money for you.
  3. At closing the funds go toward your down payment and closing costs.

You'll find the full rules and whether applications are open on Wisconsin Housing and Economic Development Authority's page for WHEDA Capital Access DPA; the agency's list of participating lenders is where you can pick a lender.

Talk to a lender about WHEDA Capital Access DPA

Tell us where you're buying and a lender that works with Wisconsin's programs can tell you whether WHEDA Capital Access DPA fits you, and what you could combine with it.

Call 866-602-7460

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When you send this request, you agree that one mortgage lender who works with these programs may contact you by email, phone or text, including by automated means, about this request. Agreeing is not a condition of any purchase. We are an independent guide, not a lender or a government agency; only that one lender gets your details, and it may pay us for the introduction. See our about page and privacy notice.

Other Wisconsin programs for first-time buyers

Every Wisconsin first-time buyer program · Down payment assistance in all states