South Carolina Made It Home!
SC Housing offers Made It Home! to first-time buyers in South Carolina: up to $25,000, as a forgivable loan.
- Amount
- As much as $25,000
- Type of help
- Loan that can be forgiven
- Open only to first-time buyers
- Yes
South Carolina Made It Home repayment: how does it work?
This is a 0% second mortgage. Stay in the home for ten years and it's fully forgiven.
Once you have kept the home and held its first mortgage for the number of years the program sets, the forgivable loan is written off.
Which buyers does South Carolina Made It Home accept?
- You qualify only if one of the program's participating builders is selling your home.
- You must be a first-time buyer, which usually means no home owned in the three years before you buy.
Your county and household size set most of the limits. Use our HUD income limits tool to see the median income for your area and how your household compares.
South Carolina Made It Home: how to apply
- SC Housing sends this help through approved lenders, so apply with one as part of your home loan.
- Before setting the money aside for you, the lender compares the home, your income and credit with program rules.
- At closing the money goes toward your closing costs and down payment.
Read the full rules and whether it is taking applications on SC Housing's page for Made It Home!, or pick a lender from the agency's list of participating lenders.
South Carolina Made It Home: ask a lender
Tell us where you're buying and a lender that works with South Carolina's programs can tell you whether South Carolina Made It Home! fits you, and what you could combine with it.
Would you rather not call? The lender will reach out once you send your details.
More first-time buyer programs in South Carolina
- South Carolina Palmetto Home Advantage:
Forgivable loan, up to 4% of your home loan amount.
Every South Carolina first-time home buyer program · Down payment assistance in every state