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Wyoming Home$tretch DPA Loan Product

Wyoming Community Development Authority offers Home$tretch DPA Loan Product to first-time buyers in Wyoming: up to $15,000, as a deferred loan.

Amount
Up to $15,000
Kind of help
Deferred loan
First-time buyers only
Yes, with exceptions
Credit score
620 or higher

Deferred loan: 0% loan with no monthly payments. You repay it when you sell, refinance or reach the end of its 30 years.

A deferred loan costs nothing each month, but the whole amount is due when you sell, refinance or pay off the first mortgage.

Who qualifies for Wyoming Home$tretch DPA Loan Product?

  • Same as the agency's main home loan: varies by county and household size.
  • First-time buyers only: yes, with exceptions.
  • A credit score of 620 or higher.
  • It comes with a WCDA First-time Homebuyer, Spruce Up, or Edge loan.

The exact income limit for your county and household size is on the agency's income chart. Our HUD income limits lookup shows your area's median income.

How to apply for Wyoming Home$tretch DPA Loan Product

  1. Wyoming Community Development Authority pays this help out through its approved lenders, so you apply with one of them, together with your home loan.
  2. The lender checks your income, credit and the home against the program's rules and reserves the money for you.
  3. The help is paid at closing, toward your down payment and closing costs.

Read the full rules and whether it is taking applications on Wyoming Community Development Authority's page for Home$tretch DPA Loan Product, or pick a lender from the agency's list of participating lenders.

Ask a lender about Wyoming Home$tretch DPA Loan Product

Tell us where you're buying and a lender that works with Wyoming's programs can tell you whether Wyoming Home$tretch DPA Loan Product fits you, and what you could combine with it.

Call 866-602-7460

Rather not call? Send your details and the lender will reach you.

When you send this request, you agree that one mortgage lender who works with these programs may contact you by email, phone or text, including by automated means, about this request. Agreeing is not a condition of any purchase. We are an independent guide, not a lender or a government agency; only that one lender gets your details, and it may pay us for the introduction. See our about page and privacy notice.

Other first-time buyer programs in Wyoming

All Wyoming first-time home buyer programs · Down payment assistance in every state