South Carolina Made It Home!
SC Housing offers Made It Home! to first-time buyers in South Carolina: up to $25,000, as a forgivable loan.
- Amount
- Up to $25,000
- Kind of help
- Forgivable loan
- First-time buyers only
- Yes
How is South Carolina Made It Home! paid back?
Forgivable loan: 0% second mortgage, fully forgiven after ten years if you stay in the home.
A forgivable loan is written off once you have kept the home and its first mortgage for the years the program sets.
Who qualifies for South Carolina Made It Home!?
- Only for buyers purchasing a home from one of the program's participating builders.
- Only for first-time buyers (usually no home owned in the past three years).
Most limits follow your county and household size. Our HUD income limits lookup shows your area's median income and where your household sits.
How to apply for South Carolina Made It Home!
- SC Housing pays this help out through its approved lenders, so you apply with one of them, together with your home loan.
- The lender checks your income, credit and the home against the program's rules and reserves the money for you.
- The help is paid at closing, toward your down payment and closing costs.
Read the full rules and whether it is taking applications on SC Housing's page for Made It Home!, or pick a lender from the agency's list of participating lenders.
Ask a lender about South Carolina Made It Home!
Tell us where you're buying and a lender that works with South Carolina's programs can tell you whether South Carolina Made It Home! fits you, and what you could combine with it.
Rather not call? Send your details and the lender will reach you.
Other first-time buyer programs in South Carolina
- South Carolina Palmetto Home Advantage: up to 4% of the home loan, forgivable loan.
All South Carolina first-time home buyer programs · Down payment assistance in every state