New Hampshire Cash Assistance Program

How is New Hampshire Cash Assistance Program paid back?

Deferred loan: 0% second mortgage with no payments for up to 30 years. You repay all of it if you pay off or refinance your main home loan, sell or give the home to someone else, file for bankruptcy or move out.

A deferred loan costs nothing each month, but the whole amount is due when you sell, refinance or pay off the first mortgage.

Who qualifies for New Hampshire Cash Assistance Program?

• Income limit is up to $184,500; some programs have lower limits.
• You don't have to be a first-time buyer.
• It comes with one of New Hampshire Housing's three mortgage products.

Most limits follow your county and household size. Our HUD income limits lookup shows your area's median income and where your household sits.

How to apply for New Hampshire Cash Assistance Program

1. New Hampshire Housing pays this help out through its approved lenders, so you apply with one of them, together with your home loan.
2. The lender checks your income, credit and the home against the program's rules and reserves the money for you.
3. The help is paid at closing, toward your down payment and closing costs.

Read the full rules and whether it is taking applications on New Hampshire Housing's page for Cash Assistance Program.

Other first-time buyer programs in New Hampshire

• New Hampshire 1st Generation Homebuyer (1stGenHomeNH): up to $10,000, deferred loan.

All New Hampshire first-time home buyer programs · Down payment assistance in every state