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Delaware Home Sweet Home Program

Delaware State Housing Authority offers Home Sweet Home Program to home buyers in Delaware: up to $12,000, as a forgivable loan.

Amount
Up to $12,000
Kind of help
Forgivable loan
First-time buyers only
No
Credit score
620 or higher

Forgivable loan: 0% second loan that can be forgiven; the agency page does not say on what terms.

A forgivable loan is written off once you have kept the home and its first mortgage for the years the program sets.

Who qualifies for Delaware Home Sweet Home Program?

  • Income limits apply; check the DSHA homeownership website.
  • You don't have to be a first-time buyer.
  • A credit score of 620 or higher.
  • Price limit: $285,000.

Most limits follow your county and household size. Our HUD income limits lookup shows your area's median income and where your household sits.

How to apply for Delaware Home Sweet Home Program

  1. Delaware State Housing Authority pays this help out through its approved lenders, so you apply with one of them, together with your home loan.
  2. The lender checks your income, credit and the home against the program's rules and reserves the money for you.
  3. The help is paid at closing, toward your down payment and closing costs.

Read the full rules and whether it is taking applications on Delaware State Housing Authority's page for Home Sweet Home Program, or pick a lender from the agency's list of participating lenders.

Ask a lender about Delaware Home Sweet Home Program

Tell us where you're buying and a lender that works with Delaware's programs can tell you whether Delaware Home Sweet Home Program fits you, and what you could combine with it.

Call 866-602-7460

Rather not call? Send your details and the lender will reach you.

When you send this request, you agree that one mortgage lender who works with these programs may contact you by email, phone or text, including by automated means, about this request. Agreeing is not a condition of any purchase. We are an independent guide, not a lender or a government agency; only that one lender gets your details, and it may pay us for the introduction. See our about page and privacy notice.

Other first-time buyer programs in Delaware

All Delaware first-time home buyer programs · Down payment assistance in every state