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NIFA Welcome Home Assistance (WHA)

Nebraska Investment Finance Authority offers Welcome Home Assistance (WHA) to home buyers in Nebraska: as much as 5% of the price is available, as a repayable loan.

Amount
As much as 5% of the price is available
Type of assistance
Loan you repay
Only first-time buyers
No
Your credit score
At least 640

The 1% interest loan is paid back over 10 years.

A repayable loan means a second, smaller mortgage: you pay it off every month, usually together with the bill for your main home loan.

Who can get NIFA Welcome Home Assistance (WHA)?

  • Your household income can be up to $182,800.
  • Being a first-time buyer isn't required.
  • At least 640 for your credit score.
  • You take a homebuyer education course before buying.
  • A NIFA Welcome Home loan comes with it.
  • For one unit the price limit is $485,500; for two units it's $607,000.

For most limits, your county and household size decide. Use our HUD income limits tool to see the median income in your area and how your household compares.

Applying for NIFA Welcome Home Assistance (WHA)

  1. The Nebraska Investment Finance Authority sends this help through approved lenders. You apply with one of them as part of your home loan application.
  2. Your credit, income and the home get checked by the lender under the program's rules, and the lender holds the money for you.
  3. At closing, the money is paid toward your closing costs and down payment.

Nebraska Investment Finance Authority's page for Welcome Home Assistance (WHA) has the complete rules and shows if applications are open. You can also find a lender through the agency's list of participating lenders.

Discuss NIFA Welcome Home Assistance (WHA) with a lender

Tell us where you're buying and a lender that works with Nebraska's programs can tell you whether NIFA Welcome Home Assistance (WHA) fits you, and what you could combine with it.

Call 866-602-7460

Would you rather not phone? Pass along your details and the lender will contact you.

When you send this request, you agree that one mortgage lender who works with these programs may contact you by email, phone or text, including by automated means, about this request. Agreeing is not a condition of any purchase. We are an independent guide, not a lender or a government agency; only that one lender gets your details, and it may pay us for the introduction. See our about page and privacy notice.

More first-time buyer programs in Nebraska

Every Nebraska first-time home buyer program · Down payment assistance in all states