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Mississippi Trusty10

Mississippi Home Corporation offers Trusty10 to first-time buyers in Mississippi: up to $10,000, as a repayable loan.

Amount
$10,000 at most
What kind of help you get
A loan you pay back
Only first-time buyers
Some exceptions apply, but yes

The loan is repayable: a 2% second mortgage with interest added, spread across 15 years total.

With a repayable loan, you get a small second mortgage and make monthly payments, usually combined with the bill for your main home loan.

Who can get Mississippi Trusty10?

  • Income limits for MHC programs vary by county.
  • Only first-time buyers: yes, though exceptions exist.
  • You get it together with a fixed-rate MHC 30-year mortgage.

Your county and household size decide most limits. Check our HUD income limits tool to see your area's median income and how your household compares.

Applying for Mississippi Trusty10

  1. Together with your home loan, you apply through one of the approved lenders that Mississippi Home Corporation uses to pay out this help.
  2. The lender compares your income and credit, plus the home, with the program's rules, then reserves the money for you.
  3. At closing, the help goes toward your down payment and your closing costs.

For the full rules and to check whether it's taking applications, visit Mississippi Home Corporation's page for Trusty10.

Talk to a lender about Mississippi Trusty10

Tell us where you're buying and a lender that works with Mississippi's programs can tell you whether Mississippi Trusty10 fits you, and what you could combine with it.

Call 866-602-7460

Don't want to call? Share your details and the lender will get in touch.

When you send this request, you agree that one mortgage lender who works with these programs may contact you by email, phone or text, including by automated means, about this request. Agreeing is not a condition of any purchase. We are an independent guide, not a lender or a government agency; only that one lender gets your details, and it may pay us for the introduction. See our about page and privacy notice.

More first-time buyer programs in Mississippi

Every Mississippi first-time home buyer program · Down payment help in every state