Illinois Opening Doors (Abriendo Puertas)

Illinois Housing Development Authority offers Opening Doors (Abriendo Puertas) to home buyers in Illinois: up to $6,000, as a forgivable loan.

Amount: As much as $6,000 is available
Type of assistance: A loan that can be forgiven
You must be a first-time buyer: No
Class for homebuyers: Required

What does paying back Illinois Opening Doors (Abriendo Puertas) involve?

You owe no monthly payment, and it is forgiven after five years.

Hold on to the home and keep the first mortgage for the years the program requires; then the loan is written off.

What makes you eligible for Illinois Opening Doors (Abriendo Puertas) assistance?

It depends on your county and your household size.
Being a first-time buyer isn't required.
Before you buy, take a homebuyer education course.
An IHDA first mortgage with a fixed rate for 30 years is included.
The purchase price must meet IHDA limits; no figure is given.

The agency limit table lists the exact income limit, based on your household size and county. You can find your area's median income with our HUD income limits tool.

Applying for Illinois Opening Doors (Abriendo Puertas) help

Apply for this help and your home loan with an approved lender; Illinois Housing Development Authority sends the money through that lender.
Once the lender reviews the home, your credit and your income against the program's rules, it reserves your money.
This money is applied to your down payment and closing costs at closing.

See the full rules and whether applications are open on Illinois Housing Development Authority's page for Opening Doors (Abriendo Puertas). You can also choose a lender from the agency's participating lender list.

Ask a lender: Illinois Opening Doors (Abriendo Puertas)

Tell us where you're buying and a lender that works with Illinois's programs can tell you whether Illinois Opening Doors (Abriendo Puertas) fits you, and what you could combine with it.

Call 866-602-7460

Would you rather not talk by phone? Share your details, and the lender will get in touch.

More Illinois programs for first-time buyers

Illinois Access Home:
Deferred loan: as much as 6% of the price, capped at $15,000.
Illinois Access Forgivable:
Forgivable loan: as much as 4% of the price, with a $6,000 maximum.
Illinois Access Deferred:
Deferred loan: as much as 5% of the price, capped at $7,500.
Illinois Access Repayable:
Repayable loan: as much as 10% of the price, capped at $10,000.

All Illinois programs for first time home buyers · Down payment help in every state