First-time home buyer programs in Seattle

City of Seattle Office of Housing runs Seattle Office of Housing Downpayment Assistance for buyers in Seattle: up to $76,000.

Down payment help in Seattle

Program	Amount	Grant or loan	Income limit	First-time buyers only
Seattle Office of Housing Downpayment Assistance. It's run by City of Seattle Office of Housing.	Up to $76,000	Ask the agency	Income for the household is below 80% of the area median income.	Yes

Within Seattle city limits.
Income for the household is below 80% of the area median income.
You have to be a first-time buyer.
A pre-purchase homebuyer education program that the City of Seattle has approved.
One-on-one housing counseling with HomeSight or Parkview Services.
The home must be your principal residence, and investment properties aren't allowed.
A first-time buyer hasn't owned a home during the last 3 years (displaced homemakers excepted).

Work with one of the City's homeownership partners (e.g. HomeSight, Parkview Services). The complete rules are on City of Seattle Office of Housing's page for Seattle Office of Housing Downpayment Assistance, so read them.

Program	Amount	Grant or loan
Washington House Key Opportunity DPA	Up to $15,000	Deferred loan
Washington Home Advantage Needs-Based DPA	Up to $10,000	Deferred loan
Washington Veterans Downpayment Assistance Program	Up to $10,000	Deferred loan
Washington Home Advantage DPA	Up to 5% of the home loan	Deferred loan

All Washington first-time home buyer programs, provided by Washington State Housing Finance Commission. The income figure for King County appears in our HUD income limits lookup.

Tell us where you're buying and a lender that works with Washington's programs can tell you which of these fit you, and which you can combine.

Would you rather not call? The lender will reach you if you send your details.