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District of Columbia Home Purchase Assistance Program (HPAP)

DC Housing Finance Agency offers Home Purchase Assistance Program (HPAP) to first-time buyers in the District of Columbia: up to $202,000, as a deferred loan.

Amount
As much as $202,000
Help type
Loan you repay later
Only first-time buyers
Yes

This is a deferred loan at 0% with no monthly payment, and the agency pages don't state when repayment is due.

A deferred loan has no monthly cost. You owe the whole amount when you sell, pay off the first mortgage or refinance.

Which buyers qualify for HPAP, the District of Columbia Home Purchase Assistance Program?

  • Income for your household can be up to 110 percent of the area median income.
  • You usually can't have owned a home in the past three years; first-time buyers only.

Your county and household size set most limits. Use our HUD income limits lookup to find the median income for your area and where your household sits.

Steps to apply for HPAP, the District of Columbia Home Purchase Assistance Program

  1. You apply through one of the approved lenders along with your home loan, because DC Housing Finance Agency sends this help through them.
  2. Once the lender checks the home, your credit and your income against the program's rules, it sets aside your funds.
  3. Paid at closing, the help goes toward your closing costs and down payment.

Find the full rules and whether applications are open on DC Housing Finance Agency's page for Home Purchase Assistance Program (HPAP), or use the agency's list of participating lenders to choose one.

Talk with a lender about HPAP, the District of Columbia Home Purchase Assistance Program

Tell us where you're buying and a lender that works with the District of Columbia's programs can tell you whether District of Columbia Home Purchase Assistance Program (HPAP) fits you, and what you could combine with it.

Call 866-602-7460

Prefer not to phone? The lender will contact you if you send your details.

When you send this request, you agree that one mortgage lender who works with these programs may contact you by email, phone or text, including by automated means, about this request. Agreeing is not a condition of any purchase. We are an independent guide, not a lender or a government agency; only that one lender gets your details, and it may pay us for the introduction. See our about page and privacy notice.

More District of Columbia programs for first-time buyers

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